WINTRUSTI ST. CHARLES BANKCOMMUNITY BANKS& TRUST COM PANYHIGHEST INCUSTOMERSATISFACTIONAWINTRUST COMMUNITY BANK411 W. Main St. | St. Charles, IL 60174630-377-9500 /www.bankstcharles.comWintrust Community Banks ranked"Highest in Customer Satisfactionwith Retail Banking in the Midwest."Wintrust Community Bank received the highest numerical score among retail banks inthe Midwest in the J.D. Power 2017 Retail Banking Satisfaction Study, based on 78,886rotal responses from 19 comparies measuring experiences and perceptions of customers ICurveyed April 20)16 February 2017. Your experiences may vary Visit jdpower.com

Date: January 10, 2018

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St Charles Bank & Trust Company

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WINTRUST I ST. CHARLES BANK COMMUNITY BANKS & TRUST COM PANY HIGHEST IN CUSTOMER SATISFACTION AWINTRUST COMMUNITY BANK 411 W. Main St. | St. Charles, IL 60174 630-377-9500 /www.bankstcharles.com Wintrust Community Banks ranked "Highest in Customer Satisfaction with Retail Banking in the Midwest." Wintrust Community Bank received the highest numerical score among retail banks in the Midwest in the J.D. Power 2017 Retail Banking Satisfaction Study, based on 78,886 rotal responses from 19 comparies measuring experiences and perceptions of customers IC urveyed April 20)16 February 2017. Your experiences may vary Visit jdpower.com