ENJOY FREE ATMS WITHTOTA LACCESS $100 |ST. CHARLES BANKCHECKING!BONUS& TRUSTCO MPANYAWINTRUST COMMUNITY BANKOnly $100 required to open.Use any ATM nationwide andwe'll refund the fee!'Enroll in e-statements andcomplete a direct deposit withinthe qualification period*411 W. Main St. | St. Charles, IL 60174630-377-9500 / www.bankstcharles.comFDICThe bank must receive the direct deposit for it to be "complete: The qualification period is two consecuitive calendar months following the month of account opening L. The bank does not charge its customers a monthly card usage fee No transaction charge atany ATM in the Allpoint, MoneyPass or Sum surcharge free networks. Other banks outside the network may impose ATM surchanges at their machines Surcharge fees asessed by owners of other ATMs outside the network will be reimbursed. Reimbursement doesrot rolude the L 0% h temat nal Service fee charged for certain foreign transactions con cted outside the co trental Un e States. m t one per oust er ment wrt st ched gasto ers and employees of w t st Francial orp. and its s adres areineligble. $100 deposit bonus is IRS 1099-INT reportable. $100 deposit bonus applies only to new Total Access Checking customers $100 deposit bonus will be deposited into the Total Access Checking account within the subsequent calendar month following thequalification period Banker instructions: Enter offer code WFCO0ADTA100.

Date: May 9, 2018

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St. Charles Bank & Trust

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ENJOY FREE ATMS WITH TOTA LACCESS $100 | ST. CHARLES BANK CHECKING!BONUS & TRUSTCO MPANY AWINTRUST COMMUNITY BANK Only $100 required to open. Use any ATM nationwide and we'll refund the fee!' Enroll in e-statements and complete a direct deposit within the qualification period* 411 W. Main St. | St. Charles, IL 60174 630-377-9500 / www.bankstcharles.com FDIC The bank must receive the direct deposit for it to be "complete: The qualification period is two consecuitive calendar months following the month of account opening L. The bank does not charge its customers a monthly card usage fee No transaction charge at any ATM in the Allpoint, MoneyPass or Sum surcharge free networks. Other banks outside the network may impose ATM surchanges at their machines Surcharge fees asessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does rot rolude the L 0% h temat nal Service fee charged for certain foreign transactions con cted outside the co trental Un e States. m t one per oust er ment wrt st ched gasto ers and employees of w t st Francial orp. and its s adres are ineligble. $100 deposit bonus is IRS 1099-INT reportable. $100 deposit bonus applies only to new Total Access Checking customers $100 deposit bonus will be deposited into the Total Access Checking account within the subsequent calendar month following the qualification period Banker instructions: Enter offer code WFCO0ADTA100.

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