ENJOY FREE ATMS WITHTOTAL ACCESSCHECKING!ST. CHARLES BANIK& TRUST CO M PA N YAWINTRUST COMMUNITY BANKOnly $100 required to open.Use any ATM nationwide andwe'll refund the fee!"411 W. Main St. |St. Charles, IL 60174630-377-9500 www.bankstcharles.comFDIC1. ATM Fees The bank does not charge its customers a monthly caed usage fee No transaction charge at any ATM in the Allpoint,MoneyPass, or Sum surcharge-free networks. Other banks outside the network may impose ATM surcharges at their machinessuch a ge fees assessed by o ners of other ATMs cut de the network wil be en bred Reint use ent does not rol de the u0% nternati al Se we fee charged for certan fore n transactions conducted outside the contre tal United StatesNo minimum balance to maintain No monthly fees

Date: April 17, 2019

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St. Charles Bank & Trust

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ENJOY FREE ATMS WITH TOTAL ACCESS CHECKING! ST. CHARLES BANIK & TRUST CO M PA N Y AWINTRUST COMMUNITY BANK Only $100 required to open. Use any ATM nationwide and we'll refund the fee!" 411 W. Main St. |St. Charles, IL 60174 630-377-9500 www.bankstcharles.com FDIC 1. ATM Fees The bank does not charge its customers a monthly caed usage fee No transaction charge at any ATM in the Allpoint,MoneyPass, or Sum surcharge-free networks. Other banks outside the network may impose ATM surcharges at their machines such a ge fees assessed by o ners of other ATMs cut de the network wil be en bred Reint use ent does not rol de the u0% nternati al Se we fee charged for certan fore n transactions conducted outside the contre tal United States No minimum balance to maintain No monthly fees