YOU'RE INVITED!10TH ANNIVERSARY CELEBRATIONFACE PAINTING BOUNCY HOUSES PETTING ZOO | FOOD & DRINKSLIVE BROADCAST BY 95.9 THE RIVER DJ MUSIC ENTERTAINMENTSATURDAY, JUNE 15 9 AM TO 3 PMST. CHARLES BANK & TRUSTLINCOLN PARK411 W. Main St. | St. Charles450 W. Main St. | St. Charles(Across the street from the bank)STOP BY THE EVENT TO ENTER OUR RAFFLE!The winner will receive 14-karat gold and diamond earrings and pendantset with a total estimated retail value of $250.CLERRATING10We've been part of this community for 10 years and we're ready to celebrate!ST. CHARLES BANKWe wouldn't be where we are without our wonderful customers, so we'veplanned a special thank you to show our appreciation. Please stop by the bankto pick up a sweet treat. We've enjoyed your partnership these last 10 years, andwe hope you have too!& TRUST COMPA NYYEARSAWINTRUST COMMUNITY BANK630-377-9500 www.bankstcharles.comEVERY ATM YOU SEE IS FREE WITHGROW YOUR FUTURE WITH THESETOTAL ACCESS CHECKINGSPECIAL RATESOnly S100 required to openWe're committed to helping you plan for a secure futureand have the solutions you need to get there.Use any ATM nationwide, and we'll refund the fee!PLUS, mention this offer at the bank when opening aTotal Access Checking account, receive anew13 MONTHMONEY MARKETCD SPECIALSPECIAL$300 BONUS2.60%2.25.0%APYAPYGuaranteed for 12 months. 52.500 minimumto open New money onlyEnroll in online banking, activate e-statements through the bank website, and havea monthly occumring direct deposit totaling $500 within the qualification period"S1.000 minimum to open New money only.Offer valid 6/15/19-7/15/9BANKER INSTRUCTIONS: Enter offer code WFC00DMTA300 during account openingProud to be part of the WINTRUST familyNO PURCHASE OR BANK TRANSACTIONNECESSARY TO ENTER OR WIN Sweepstakes is open to those 18 and over Saveeptakes not open to nesidents of FL NY or . Need not be a customer of St Charles Bank&Tust becoming a customer will not impove your odds ofwiing Sweepatakes begmsJune 5 2099 AMand ends on June 15, 209 at 3 PMweptas periodn aticpartswi recve one 0entry into the sweeptakes when they vist St Charles Bark &Tust 41w Man St. St.Charles 6004 during the sweepstaks periodTo enter the sweepsrakes without purchase or obligrion complete the sweepstakes form with alequested infomaon and retun to St. Chales Bark&Tast at 4 w Main St, St.Carles L 6OUR Limit one entry per person Al decsions made are firal Prize s a 4agold and damondeaings and pendant et with a total estimated etal value of S0 Winner need not bee present to win and will be notfed on June 18209 by phone Odds of winning will depend on the total number of elgble entries received Employees of St.Charles Bank&Trat, Wrtrst, its affilites, and their eelaties are not eligble to particpane See official ndes a St. Charles Bark & Trat 4 W Main St St. Ole 6014 1 ATM Fees. There is no Wintust Financal Corpontion WTRC) tnsaction charge at any ATM in the AlpointMoneyPass or Sum sarcharge free networks Other banks outside the network may impose AtM secharges at their machines Surcharge fees assessed ty owners of cther ATMs outside the network wil be seimburned Reimbunsement does not indlade the 130% temationalService fee charged for centain formign transactions conducted outside the continental United Su 2.General Bonus information. This Torl Access Checking account bonus offer is net aalble to eiting or closed checking accournt cutomers of WTRC and its subsidariesor its acthe empleyees Limit one bons payment per customes, regadless of the number of accounts opened if you qualfy for this Total Access Checlong account bonus offe you are ineigbie to receive this Total Access Checking account bons offer fron any otherWTTC location f you qalfy for any other WTIC ngs offer it may be combined with this otal Acces Checking account bonus offet Your new account mat be open, in the same peoduct, ind have a balance geter than ero to receve the bonus payment The 5300.00bonus payment is subject to RS 3099NT reporting and may be considered income for tax purposes for the tax year in which the bonus was pad Bonus Qualfhcatioms ()Open anew Total Access Checking accoune from Apeil 1,2019 tough June 28, 201(ell u you anaare of this Total Access Checking account bonun offer at account opening (have a monthly ocurring Deect Deposit totaling $500.00 or more made to your new account within two oonsecutive calendar months after the calendar month your new accourt was openedrQalfication Periodn and eoll in oine banking and active e statement within the Qualfiation Period A Direct Depost is defined as any payment made by a govemment agency employe or other thied party onganication thu is made via an electronic depost. ADirect Deposit does not include tellerATM/mobile or remote deposits wire tranders between accounts at WTFC extenal tansfes fiom other accounts at other financial instinunions or ATMdebit card tranfers After you have completed al the above bonus qualficanionswwll depost the bons payment into your new account within thiny ( calendar days aer the Qualication Period 4 CD Special Amual Pencentage Yeld (APmaccue as of S/30/8 Offe epines 2/15/9 APY assume fands remain on deposit Subutantal pealtyfor early withdrawal S Money Market Special A monthly maintenance fee of 55will be imposed every moeth f the daily balance in the accoure fals below 52500 any day of the month or an average daily balance of $5.000 was not mantaned forthe monthly statement cycle The APr of 2.250% wi be guaranteed for 12months from the date the account is opened on all balances After 12 months the rates may be tiered and variable and subject to change at the bank's dscretion APis cuatesof S30/9 Tansaction limttions nay apply Fees may reduce eanings Ofer epiees 6/28/19 6 New Monry New money is defned as money not cumently held in any WTFC location A listing of WTFC lecations can be found here https/wwwwintrust.com/fdus/lacations httoicadmertedefaFDIC YOU'RE INVITED! 10TH ANNIVERSARY CELEBRATION FACE PAINTING BOUNCY HOUSES PETTING ZOO | FOOD & DRINKS LIVE BROADCAST BY 95.9 THE RIVER DJ MUSIC ENTERTAINMENT SATURDAY, JUNE 15 9 AM TO 3 PM ST. CHARLES BANK & TRUST LINCOLN PARK 411 W. Main St. | St. Charles 450 W. Main St. | St. Charles (Across the street from the bank) STOP BY THE EVENT TO ENTER OUR RAFFLE! The winner will receive 14-karat gold and diamond earrings and pendant set with a total estimated retail value of $250. CLERRATING 10 We've been part of this community for 10 years and we're ready to celebrate! ST. CHARLES BANK We wouldn't be where we are without our wonderful customers, so we've planned a special thank you to show our appreciation. Please stop by the bank to pick up a sweet treat. We've enjoyed your partnership these last 10 years, and we hope you have too! & TRUST COMPA NY YEARS AWINTRUST COMMUNITY BANK 630-377-9500 www.bankstcharles.com EVERY ATM YOU SEE IS FREE WITH GROW YOUR FUTURE WITH THESE TOTAL ACCESS CHECKING SPECIAL RATES Only S100 required to open We're committed to helping you plan for a secure future and have the solutions you need to get there. Use any ATM nationwide, and we'll refund the fee! PLUS, mention this offer at the bank when opening a Total Access Checking account, receive a new 13 MONTH MONEY MARKET CD SPECIAL SPECIAL $300 BONUS 2.60% 2.25.0 % APY APY Guaranteed for 12 months. 52.500 minimum to open New money only Enroll in online banking, activate e-statements through the bank website, and have a monthly occumring direct deposit totaling $500 within the qualification period" S1.000 minimum to open New money only. Offer valid 6/15/19-7/15/9 BANKER INSTRUCTIONS: Enter offer code WFC00DMTA300 during account opening Proud to be part of the WINTRUST family NO PURCHASE OR BANK TRANSACTIONNECESSARY TO ENTER OR WIN Sweepstakes is open to those 18 and over Saveeptakes not open to nesidents of FL NY or . Need not be a customer of St Charles Bank&Tust becoming a customer will not impove your odds of wiing Sweepatakes begmsJune 5 2099 AMand ends on June 15, 209 at 3 PMweptas periodn aticpartswi recve one 0entry into the sweeptakes when they vist St Charles Bark &Tust 41w Man St. St.Charles 6004 during the sweepstaks period To enter the sweepsrakes without purchase or obligrion complete the sweepstakes form with alequested infomaon and retun to St. Chales Bark&Tast at 4 w Main St, St.Carles L 6OUR Limit one entry per person Al decsions made are firal Prize s a 4a gold and damondeaings and pendant et with a total estimated etal value of S0 Winner need not bee present to win and will be notfed on June 18209 by phone Odds of winning will depend on the total number of elgble entries received Employees of St.Charles Bank &Trat, Wrtrst, its affilites, and their eelaties are not eligble to particpane See official ndes a St. Charles Bark & Trat 4 W Main St St. Ole 6014 1 ATM Fees. There is no Wintust Financal Corpontion WTRC) tnsaction charge at any ATM in the Alpoint MoneyPass or Sum sarcharge free networks Other banks outside the network may impose AtM secharges at their machines Surcharge fees assessed ty owners of cther ATMs outside the network wil be seimburned Reimbunsement does not indlade the 130% temational Service fee charged for centain formign transactions conducted outside the continental United Su 2.General Bonus information. This Torl Access Checking account bonus offer is net aalble to eiting or closed checking accournt cutomers of WTRC and its subsidaries or its acthe empleyees Limit one bons payment per customes, regadless of the number of accounts opened if you qualfy for this Total Access Checlong account bonus offe you are ineigbie to receive this Total Access Checking account bons offer fron any other WTTC location f you qalfy for any other WTIC ngs offer it may be combined with this otal Acces Checking account bonus offet Your new account mat be open, in the same peoduct, ind have a balance geter than ero to receve the bonus payment The 5300.00 bonus payment is subject to RS 3099NT reporting and may be considered income for tax purposes for the tax year in which the bonus was pad Bonus Qualfhcatioms ()Open anew Total Access Checking accoune from Apeil 1,2019 tough June 28, 201(ell u you an aare of this Total Access Checking account bonun offer at account opening (have a monthly ocurring Deect Deposit totaling $500.00 or more made to your new account within two oonsecutive calendar months after the calendar month your new accourt was opened rQalfication Periodn and eoll in oine banking and active e statement within the Qualfiation Period A Direct Depost is defined as any payment made by a govemment agency employe or other thied party onganication thu is made via an electronic depost. A Direct Deposit does not include tellerATM/mobile or remote deposits wire tranders between accounts at WTFC extenal tansfes fiom other accounts at other financial instinunions or ATMdebit card tranfers After you have completed al the above bonus qualficanions wwll depost the bons payment into your new account within thiny ( calendar days aer the Qualication Period 4 CD Special Amual Pencentage Yeld (APmaccue as of S/30/8 Offe epines 2/15/9 APY assume fands remain on deposit Subutantal pealty for early withdrawal S Money Market Special A monthly maintenance fee of 55will be imposed every moeth f the daily balance in the accoure fals below 52500 any day of the month or an average daily balance of $5.000 was not mantaned for the monthly statement cycle The APr of 2.250% wi be guaranteed for 12months from the date the account is opened on all balances After 12 months the rates may be tiered and variable and subject to change at the bank's dscretion APis cuate sof S30/9 Tansaction limttions nay apply Fees may reduce eanings Ofer epiees 6/28/19 6 New Monry New money is defned as money not cumently held in any WTFC location A listing of WTFC lecations can be found here https/ wwwwintrust.com/fdus/lacations ht toica dmerte defa FDIC

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YOU'RE INVITED! 10TH ANNIVERSARY CELEBRATION FACE PAINTING BOUNCY HOUSES PETTING ZOO | FOOD & DRINKS LIVE BROADCAST BY 95.9 THE RIVER DJ MUSIC ENTERTAINMENT SATURDAY, JUNE 15 9 AM TO 3 PM ST. CHARLES BANK & TRUST LINCOLN PARK 411 W. Main St. | St. Charles 450 W. Main St. | St. Charles (Across the street from the bank) STOP BY THE EVENT TO ENTER OUR RAFFLE! The winner will receive 14-karat gold and diamond earrings and pendant set with a total estimated retail value of $250. CLERRATING 10 We've been part of this community for 10 years and we're ready to celebrate! ST. CHARLES BANK We wouldn't be where we are without our wonderful customers, so we've planned a special thank you to show our appreciation. Please stop by the bank to pick up a sweet treat. We've enjoyed your partnership these last 10 years, and we hope you have too! & TRUST COMPA NY YEARS AWINTRUST COMMUNITY BANK 630-377-9500 www.bankstcharles.com EVERY ATM YOU SEE IS FREE WITH GROW YOUR FUTURE WITH THESE TOTAL ACCESS CHECKING SPECIAL RATES Only S100 required to open We're committed to helping you plan for a secure future and have the solutions you need to get there. Use any ATM nationwide, and we'll refund the fee! PLUS, mention this offer at the bank when opening a Total Access Checking account, receive a new 13 MONTH MONEY MARKET CD SPECIAL SPECIAL $300 BONUS 2.60% 2.25.0 % APY APY Guaranteed for 12 months. 52.500 minimum to open New money only Enroll in online banking, activate e-statements through the bank website, and have a monthly occumring direct deposit totaling $500 within the qualification period" S1.000 minimum to open New money only. Offer valid 6/15/19-7/15/9 BANKER INSTRUCTIONS: Enter offer code WFC00DMTA300 during account opening Proud to be part of the WINTRUST family NO PURCHASE OR BANK TRANSACTIONNECESSARY TO ENTER OR WIN Sweepstakes is open to those 18 and over Saveeptakes not open to nesidents of FL NY or . Need not be a customer of St Charles Bank&Tust becoming a customer will not impove your odds of wiing Sweepatakes begmsJune 5 2099 AMand ends on June 15, 209 at 3 PMweptas periodn aticpartswi recve one 0entry into the sweeptakes when they vist St Charles Bark &Tust 41w Man St. St.Charles 6004 during the sweepstaks period To enter the sweepsrakes without purchase or obligrion complete the sweepstakes form with alequested infomaon and retun to St. Chales Bark&Tast at 4 w Main St, St.Carles L 6OUR Limit one entry per person Al decsions made are firal Prize s a 4a gold and damondeaings and pendant et with a total estimated etal value of S0 Winner need not bee present to win and will be notfed on June 18209 by phone Odds of winning will depend on the total number of elgble entries received Employees of St.Charles Bank &Trat, Wrtrst, its affilites, and their eelaties are not eligble to particpane See official ndes a St. Charles Bark & Trat 4 W Main St St. Ole 6014 1 ATM Fees. There is no Wintust Financal Corpontion WTRC) tnsaction charge at any ATM in the Alpoint MoneyPass or Sum sarcharge free networks Other banks outside the network may impose AtM secharges at their machines Surcharge fees assessed ty owners of cther ATMs outside the network wil be seimburned Reimbunsement does not indlade the 130% temational Service fee charged for centain formign transactions conducted outside the continental United Su 2.General Bonus information. This Torl Access Checking account bonus offer is net aalble to eiting or closed checking accournt cutomers of WTRC and its subsidaries or its acthe empleyees Limit one bons payment per customes, regadless of the number of accounts opened if you qualfy for this Total Access Checlong account bonus offe you are ineigbie to receive this Total Access Checking account bons offer fron any other WTTC location f you qalfy for any other WTIC ngs offer it may be combined with this otal Acces Checking account bonus offet Your new account mat be open, in the same peoduct, ind have a balance geter than ero to receve the bonus payment The 5300.00 bonus payment is subject to RS 3099NT reporting and may be considered income for tax purposes for the tax year in which the bonus was pad Bonus Qualfhcatioms ()Open anew Total Access Checking accoune from Apeil 1,2019 tough June 28, 201(ell u you an aare of this Total Access Checking account bonun offer at account opening (have a monthly ocurring Deect Deposit totaling $500.00 or more made to your new account within two oonsecutive calendar months after the calendar month your new accourt was opened rQalfication Periodn and eoll in oine banking and active e statement within the Qualfiation Period A Direct Depost is defined as any payment made by a govemment agency employe or other thied party onganication thu is made via an electronic depost. A Direct Deposit does not include tellerATM/mobile or remote deposits wire tranders between accounts at WTFC extenal tansfes fiom other accounts at other financial instinunions or ATMdebit card tranfers After you have completed al the above bonus qualficanions wwll depost the bons payment into your new account within thiny ( calendar days aer the Qualication Period 4 CD Special Amual Pencentage Yeld (APmaccue as of S/30/8 Offe epines 2/15/9 APY assume fands remain on deposit Subutantal pealty for early withdrawal S Money Market Special A monthly maintenance fee of 55will be imposed every moeth f the daily balance in the accoure fals below 52500 any day of the month or an average daily balance of $5.000 was not mantaned for the monthly statement cycle The APr of 2.250% wi be guaranteed for 12months from the date the account is opened on all balances After 12 months the rates may be tiered and variable and subject to change at the bank's dscretion APis cuate sof S30/9 Tansaction limttions nay apply Fees may reduce eanings Ofer epiees 6/28/19 6 New Monry New money is defned as money not cumently held in any WTFC location A listing of WTFC lecations can be found here https/ wwwwintrust.com/fdus/lacations ht toica dmerte defa FDIC YOU'RE INVITED! 10TH ANNIVERSARY CELEBRATION FACE PAINTING BOUNCY HOUSES PETTING ZOO | FOOD & DRINKS LIVE BROADCAST BY 95.9 THE RIVER DJ MUSIC ENTERTAINMENT SATURDAY, JUNE 15 9 AM TO 3 PM ST. CHARLES BANK & TRUST LINCOLN PARK 411 W. Main St. | St. Charles 450 W. Main St. | St. Charles (Across the street from the bank) STOP BY THE EVENT TO ENTER OUR RAFFLE! The winner will receive 14-karat gold and diamond earrings and pendant set with a total estimated retail value of $250. CLERRATING 10 We've been part of this community for 10 years and we're ready to celebrate! ST. CHARLES BANK We wouldn't be where we are without our wonderful customers, so we've planned a special thank you to show our appreciation. Please stop by the bank to pick up a sweet treat. We've enjoyed your partnership these last 10 years, and we hope you have too! & TRUST COMPA NY YEARS AWINTRUST COMMUNITY BANK 630-377-9500 www.bankstcharles.com EVERY ATM YOU SEE IS FREE WITH GROW YOUR FUTURE WITH THESE TOTAL ACCESS CHECKING SPECIAL RATES Only S100 required to open We're committed to helping you plan for a secure future and have the solutions you need to get there. Use any ATM nationwide, and we'll refund the fee! PLUS, mention this offer at the bank when opening a Total Access Checking account, receive a new 13 MONTH MONEY MARKET CD SPECIAL SPECIAL $300 BONUS 2.60% 2.25.0 % APY APY Guaranteed for 12 months. 52.500 minimum to open New money only Enroll in online banking, activate e-statements through the bank website, and have a monthly occumring direct deposit totaling $500 within the qualification period" S1.000 minimum to open New money only. Offer valid 6/15/19-7/15/9 BANKER INSTRUCTIONS: Enter offer code WFC00DMTA300 during account opening Proud to be part of the WINTRUST family NO PURCHASE OR BANK TRANSACTIONNECESSARY TO ENTER OR WIN Sweepstakes is open to those 18 and over Saveeptakes not open to nesidents of FL NY or . Need not be a customer of St Charles Bank&Tust becoming a customer will not impove your odds of wiing Sweepatakes begmsJune 5 2099 AMand ends on June 15, 209 at 3 PMweptas periodn aticpartswi recve one 0entry into the sweeptakes when they vist St Charles Bark &Tust 41w Man St. St.Charles 6004 during the sweepstaks period To enter the sweepsrakes without purchase or obligrion complete the sweepstakes form with alequested infomaon and retun to St. Chales Bark&Tast at 4 w Main St, St.Carles L 6OUR Limit one entry per person Al decsions made are firal Prize s a 4a gold and damondeaings and pendant et with a total estimated etal value of S0 Winner need not bee present to win and will be notfed on June 18209 by phone Odds of winning will depend on the total number of elgble entries received Employees of St.Charles Bank &Trat, Wrtrst, its affilites, and their eelaties are not eligble to particpane See official ndes a St. Charles Bark & Trat 4 W Main St St. Ole 6014 1 ATM Fees. There is no Wintust Financal Corpontion WTRC) tnsaction charge at any ATM in the Alpoint MoneyPass or Sum sarcharge free networks Other banks outside the network may impose AtM secharges at their machines Surcharge fees assessed ty owners of cther ATMs outside the network wil be seimburned Reimbunsement does not indlade the 130% temational Service fee charged for centain formign transactions conducted outside the continental United Su 2.General Bonus information. This Torl Access Checking account bonus offer is net aalble to eiting or closed checking accournt cutomers of WTRC and its subsidaries or its acthe empleyees Limit one bons payment per customes, regadless of the number of accounts opened if you qualfy for this Total Access Checlong account bonus offe you are ineigbie to receive this Total Access Checking account bons offer fron any other WTTC location f you qalfy for any other WTIC ngs offer it may be combined with this otal Acces Checking account bonus offet Your new account mat be open, in the same peoduct, ind have a balance geter than ero to receve the bonus payment The 5300.00 bonus payment is subject to RS 3099NT reporting and may be considered income for tax purposes for the tax year in which the bonus was pad Bonus Qualfhcatioms ()Open anew Total Access Checking accoune from Apeil 1,2019 tough June 28, 201(ell u you an aare of this Total Access Checking account bonun offer at account opening (have a monthly ocurring Deect Deposit totaling $500.00 or more made to your new account within two oonsecutive calendar months after the calendar month your new accourt was opened rQalfication Periodn and eoll in oine banking and active e statement within the Qualfiation Period A Direct Depost is defined as any payment made by a govemment agency employe or other thied party onganication thu is made via an electronic depost. A Direct Deposit does not include tellerATM/mobile or remote deposits wire tranders between accounts at WTFC extenal tansfes fiom other accounts at other financial instinunions or ATMdebit card tranfers After you have completed al the above bonus qualficanions wwll depost the bons payment into your new account within thiny ( calendar days aer the Qualication Period 4 CD Special Amual Pencentage Yeld (APmaccue as of S/30/8 Offe epines 2/15/9 APY assume fands remain on deposit Subutantal pealty for early withdrawal S Money Market Special A monthly maintenance fee of 55will be imposed every moeth f the daily balance in the accoure fals below 52500 any day of the month or an average daily balance of $5.000 was not mantaned for the monthly statement cycle The APr of 2.250% wi be guaranteed for 12months from the date the account is opened on all balances After 12 months the rates may be tiered and variable and subject to change at the bank's dscretion APis cuate sof S30/9 Tansaction limttions nay apply Fees may reduce eanings Ofer epiees 6/28/19 6 New Monry New money is defned as money not cumently held in any WTFC location A listing of WTFC lecations can be found here https/ wwwwintrust.com/fdus/lacations ht toica dmerte defa FDIC

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