TAKE A DIFFERENT APPROACH TO YOUR BANKING NEEDS N When you bank with us, you not only get convenient custom banking solutions, you also get a relationship with a bank that cares about you, your needs, and this area. You don't have to settle it's time to start experiencing a better approach to banking. FREE COIN COUNTING' We don't charge you to turn your change into bills. It's your money. SAFE DEPOSIT BOXES² While other banks are getting rid of this service, we still see the value. MORTGAGES Our professionals are locally based, but we can help you get a home in all 50 states. PLATINUM ADVENTURES CLUB³ From day trips to world travels, those 50+ can join us for new friends and unique experiences. + + JUNIOR SAVERS CLUB WEALTH MANAGEMENT We get to know you so we can help you make the most of your wealth. JUNIOR SAVERS CLUB With our kids' savings club, they'll earn treat dollars for deposits and enjoy free events and activities all year long! ONLINE & MOBILE BANKING Bank any place at any time: access account details, transfer funds, pay bills, and more. EDUCATIONAL SEMINARS We cover topics that are important to you: retirement planning, college savings, building credit, and more. COMMUNITY FOCUSED We're proud to get involved with and support the organizations that make our community so special and to host community events! ST. CHARLES BANK & TRUST COMPANY, N.A. A WINTRUST COMMUNITY BANK 411 W Main St. | 2825 Foxfield Rd. | St. Charles 630-377-9500 | bankstcharles.com START BANKING BETTER AT BANKSTCHARLES.COM 1. Free Coin Counting. Available for consumer households, business customers, & nonprofits. Fees may apply for non-customer businesses. 2. Safe Deposit Boxes. Safe deposit boxes are not FDIC-insured. 3. Platinum Adventures Club. Membership is for customers 50+ years of age. 4. Junior Savers Club. Membership is for customers under age 22.5. Digital Banking Services. Online or mobile banking required to access Zelle®. Internet/ mobile connectivity required. Mobile banking required to access remote deposit capture. Deposits made through mobile banking or remote deposit capture are subject to deposit limits & funds are typically available by next business day. Deposit limits may change at any time. Third-party message/data rates & other restrictions may apply. For more information go to wintrust.com/agreement-and-disclosure. FDIC Residential lending provided by Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank, NMLS #449042. Securities, insurance products, financial planning, and investment management services offered through Wintrust Investments, LLC (Member FINRA/SIPC), founded in 1931. Asset management and financial planning services provided by Great Lakes Advisors, LLC. Trust and asset management services offered by Wintrust Private Trust Company, N.A. Investment products such as stocks, bonds, and mutual funds are: NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE | NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY TAKE A DIFFERENT APPROACH TO YOUR BANKING NEEDS N When you bank with us , you not only get convenient custom banking solutions , you also get a relationship with a bank that cares about you , your needs , and this area . You don't have to settle it's time to start experiencing a better approach to banking . FREE COIN COUNTING ' We don't charge you to turn your change into bills . It's your money . SAFE DEPOSIT BOXES² While other banks are getting rid of this service , we still see the value . MORTGAGES Our professionals are locally based , but we can help you get a home in all 50 states . PLATINUM ADVENTURES CLUB³ From day trips to world travels , those 50+ can join us for new friends and unique experiences . + + JUNIOR SAVERS CLUB WEALTH MANAGEMENT We get to know you so we can help you make the most of your wealth . JUNIOR SAVERS CLUB With our kids ' savings club , they'll earn treat dollars for deposits and enjoy free events and activities all year long ! ONLINE & MOBILE BANKING Bank any place at any time : access account details , transfer funds , pay bills , and more . EDUCATIONAL SEMINARS We cover topics that are important to you : retirement planning , college savings , building credit , and more . COMMUNITY FOCUSED We're proud to get involved with and support the organizations that make our community so special and to host community events ! ST . CHARLES BANK & TRUST COMPANY , N.A. A WINTRUST COMMUNITY BANK 411 W Main St. | 2825 Foxfield Rd . | St. Charles 630-377-9500 | bankstcharles.com START BANKING BETTER AT BANKSTCHARLES.COM 1. Free Coin Counting . Available for consumer households , business customers , & nonprofits . Fees may apply for non - customer businesses . 2. Safe Deposit Boxes . Safe deposit boxes are not FDIC - insured . 3. Platinum Adventures Club . Membership is for customers 50+ years of age . 4. Junior Savers Club . Membership is for customers under age 22.5 . Digital Banking Services . Online or mobile banking required to access Zelle® . Internet / mobile connectivity required . Mobile banking required to access remote deposit capture . Deposits made through mobile banking or remote deposit capture are subject to deposit limits & funds are typically available by next business day . Deposit limits may change at any time . Third - party message / data rates & other restrictions may apply . For more information go to wintrust.com/agreement-and-disclosure . FDIC Residential lending provided by Wintrust Mortgage , a division of Barrington Bank & Trust Company , N.A. , a Wintrust Community Bank , NMLS # 449042 . Securities , insurance products , financial planning , and investment management services offered through Wintrust Investments , LLC ( Member FINRA / SIPC ) , founded in 1931. Asset management and financial planning services provided by Great Lakes Advisors , LLC . Trust and asset management services offered by Wintrust Private Trust Company , N.A. Investment products such as stocks , bonds , and mutual funds are : NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE | NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY