S STERLING BANK Member FDIC Sterling Silver Money Market Account APY* TIERED BALANCES TO OBTAIN APY* 2.50% $50,000-$99,999.99 3.00% $100,000-$199,999.99 $200,000 and up 4.00% *APY - Annual Percentage Yield. Additional terms: Minimum to open $50,000. $50,000 minimum daily balance required to obtain stated APY. $35 monthly service charge if daily balance falls below $50,000. Interest compounded and credited monthly. Interest Rates and "Annual Percentage Yields" are accurate as of date of publication. Rates are subject to change without notice. Fees on any account could reduce earnings on account. 6-MONTH Add On Certificate 12-MONTH Certificate 5.00% 5.50% $500 Minimum to Open $1,000 Minimum to Open **APY - Annual Percentage Yield. Minimum to open is $500. Minimum balance of $500 required to obtain stated APY. No monthly service charge. Unlimited deposits may be added to principal. One penalty free withdrawal per 6-month term (does not apply to withdrawals made within the first seven days after any deposit). Annual Percentage Yields are accurate as of date of publication. Rates are subject to change without notice. Fees on any account could reduce earnings on the account. A withdrawal of interest will reduce earnings. ***APY - Annual Percentage Yield. Minimum balance of $1,000 required to obtain stated APY. A penalty may be imposed for early withdrawal. Annual Percentage Yields are accurate as of date of publication. Rates are subject to change without notice. Fees on any account could reduce earnings on the account. A withdrawal of interest will reduce earnings. Term availability subject to change without notice. **Public Funds are not eligible for current Certificate of Deposit rates, contact your local branch for more information. ST. CHARLES 10 Illinois Street | (630) 549-7065 Your FUTURE is with us! | www.sterbank.bank S STERLING BANK Member FDIC Sterling Silver Money Market Account APY * TIERED BALANCES TO OBTAIN APY * 2.50 % $ 50,000- $ 99,999.99 3.00 % $ 100,000- $ 199,999.99 $ 200,000 and up 4.00 % * APY - Annual Percentage Yield . Additional terms : Minimum to open $ 50,000 . $ 50,000 minimum daily balance required to obtain stated APY . $ 35 monthly service charge if daily balance falls below $ 50,000 . Interest compounded and credited monthly . Interest Rates and " Annual Percentage Yields " are accurate as of date of publication . Rates are subject to change without notice . Fees on any account could reduce earnings on account . 6 - MONTH Add On Certificate 12 - MONTH Certificate 5.00 % 5.50 % $ 500 Minimum to Open $ 1,000 Minimum to Open ** APY - Annual Percentage Yield . Minimum to open is $ 500 . Minimum balance of $ 500 required to obtain stated APY . No monthly service charge . Unlimited deposits may be added to principal . One penalty free withdrawal per 6 - month term ( does not apply to withdrawals made within the first seven days after any deposit ) . Annual Percentage Yields are accurate as of date of publication . Rates are subject to change without notice . Fees on any account could reduce earnings on the account . A withdrawal of interest will reduce earnings . *** APY - Annual Percentage Yield . Minimum balance of $ 1,000 required to obtain stated APY . A penalty may be imposed for early withdrawal . Annual Percentage Yields are accurate as of date of publication . Rates are subject to change without notice . Fees on any account could reduce earnings on the account . A withdrawal of interest will reduce earnings . Term availability subject to change without notice . ** Public Funds are not eligible for current Certificate of Deposit rates , contact your local branch for more information . ST . CHARLES 10 Illinois Street | ( 630 ) 549-7065 Your FUTURE is with us ! | www.sterbank.bank